We are dedicated to earning your trust and protecting your privacy. In order to achieve this goal irefer adheres to the following core principles:

We will never share your contact information with another user, without your consent.

We will never share contact information submitted during the introduction process with a Marketer, unless the introduction is accepted.

We will never rent or sell your personally identifiable information to third parties outside the irefer network.

Any sensitive information that you provide will be secured with all industry standard protocols and technology.

INFORMATION COLLECTED BY IREFER.

irefer collects two types of information about users: personal information (such as name and e-mail address and points of interest) and aggregate information (such as information about how many users access our sites on a daily basis).

PERSONAL INFORMATION

Personal information is collected when users voluntarily opt-in to becoming registered users, receive electronic newsletters, use community and communication services, answer surveys, enter contests and participate in other promotional opportunities provided on irefer web sites.

REGISTRATION & PROFILE INFORMATION

In order to become an irefer registered user, you must first create an account on this web site. To create an account you are required to provide the following contact information: name and email address.

INFORMATION ABOUT YOUR CONTACTS

In order to invite others to participate in irefer managed Referral Opportunities, you will drive them to your irefer web site created just for you. This information will be used by irefer to send your opportunity the fulfillment piece of your choice. The names and email addresses of people that you invite will be used only to send your opportunity and reminders.

AGGREGATE INFORMATION

One method of collecting aggregate information about your activities online (such as the pages they access most frequently), and information volunteered by you (such as survey or registration information), is by tracking Internet Protocol (IP) addresses. An IP address is a number that is automatically assigned to your computer whenever you surf the Web. The computers that deliver the Web pages to you automatically identify your computer by its IP address. When a page is requested from your site, our servers log (or record) your IP address. When they visit this site, we automatically record the name of the domain from which they accessed the site and the type of client computer and type of Web browser that you use. If you got to a irefer Web site by means of a link from another site, our computers will note the fact that you came to us from that linked site.

USE OF INFORMATION COLLECTED BY IREFER.

The information collected by irefer may be used to send you information about referral opportunities and other related communications. We may also use this information to make offers to you and to help us further develop irefer Web sites and/or proactively tailor our sites to your interests.

SHARING DATA WITH THIRD PARTIES

irefer may share aggregate information with third parties for advertising and promotional purposes. irefer may also share personal information with consultants and affiliates for internal business purposes and may divulge personal information if such information if subpoenaed, or if irefer believes that membership has been used to commit unlawful acts, or acts that may endanger the health or safety of another user or of the general public. In addition, irefer receives personal usage and demographic information from its affiliates and from third parties and uses this information to improve our products and services.

USE OF COOKIES

irefer may use "cookies" to record information. A cookie is a small data file that Web sites store on your hard drive when you visit them. Cookies allow us to measure activity on our site and to improve user experience by remembering your passwords and viewing preferences. Cookies allow us to determine which areas and features of our site are most popular by measuring user activity. This information allows us to make improvements and updates to improve your irefer experience. irefer does not use cookies to retrieve any information from your computer.

Your Web browser should allow you to accept all cookies, reject all cookies or warn you before it accepts a cookie, so that you can decide whether to accept or reject a cookie generated by a visit to our site. If you prefer, you may set your browser to refuse cookies or to alert you when cookies are being sent. However, some parts of our site (i.e. shopping, contest and game areas) may not function properly if you choose not to accept cookies. If you are concerned that you might have created a cookie in a previous visit, you can view whatever cookies are already stored on your hard drive by accessing your computer's cookie file. In Windows 95 or higher, click on "Start" and then "Find" and type in "Cookies". If you see a cookie from us or anyone else that you are not comfortable with, you can delete it by clicking on that icon and hitting your "Delete" key.

INFORMATION REMOVAL

If you prefer not to receive information from us, please let us know by sending us an email. Please be sure to include your name, e-mail address, and any desired message and be certain to reference UNSUBSCRIBE in the subject line of your e-mail message. We will attempt to facilitate your request as quickly as possible but caution you that such requests may take up to six to eight weeks to become effective.

POLICIES FOR INDIVIDUALS UNDER 13 YEARS OF AGE

irefer is committed to complying fully with the Children's Online Privacy Protection Act. Accordingly, if you are under the age of 13, you are not authorized to provide us with personally identifying information, and we will not use any such information in our database or other data collection activities. We appreciate your cooperation with this federally mandated requirement.

irefer encourages parents and guardians to spend time with their children online, and to be familiar with the sites their children visit. At various places on our site, we may ask the age of our visitors. irefer relies on our users to be truthful in responding to these questions. Parents and Guardians, for questions regarding our Privacy Policy, please contact us via email.

LINKS TO OTHER SITES

irefer may contain links to sites other than our own. Those sites may not follow the same privacy policies as irefer. We have no responsibility for those sites and provide these links solely for the convenience of our visitors. Such links may be to advertisers, content providers or partners who may use our logo and/or style as a result of a co-branding agreement. These sites may send their own cookies to you, and may collect information and use it in a way inconsistent with irefer's privacy policy. irefer does not control the content that appears on these sites and takes no responsibility for their content, nor should it be implied that irefer endorses or otherwise recommends such sites or their products or services offered.

ADDITIONAL INFORMATION

No transmission of data over the Internet is guaranteed to be completely secure. It may be possible for third parties not under the control of irefer to intercept or access transmissions or private communications unlawfully. While we strive to protect your personal information, irefer cannot ensure or warrant the security of any information you transmit to us. Any such transmission is done at your own risk.

Under no circumstances, including but not limited to negligence, shall irefer be liable for any special, incidental or consequential damages that result from the use of the information or materials on irefer Web sites, even if irefer or an authorized representative irefer has been advised of the possibility of such damages.

irefer reserves the right to change this Privacy Policy at any time, Notice of all changes that materially affect ways in which your personally identifiable data may be used or shared will be posted in updates to our Privacy Policy. If you continue to use the irefer service after notice of changes have been sent to you or published on our site, you hereby provide your consent to the changed practices.

USE OF THIS SITE SIGNIFIES YOUR UNDERSTANDING AND AGREEMENT TO COMPLY WITH THE ENTIRE PRIVACY POLICY